College : Karnataka State Open University
Degree : B.Com
Year : II
Subject :C213 Banking Theory & Practice
Document type : Model Question Paper
Website : ksoukarnataka.com
Download Model/ Sample Question Papers :https://www.pdfquestion.in/uploads/ksoukarnataka.com/6490-C-213-%20BANKING%20-%20THEROY%20AND%20PRACTICE.docx
Banking Theory & Practice Model Question Paper :
TIME: 03 HOURS
MAX.MARKS: 90
Related : Karnataka State Open University Financial Accounting- I B.Com Question Paper Model : www.pdfquestion.in/6489.html
GROUP A: Answer any three questions.
Q.1Define the term ‘Bank’. Explain the modern functions of Commercial Banks.
Q.2What do you mean by,’credit control? Mention different methods of credit control.
Q.3Define a ‘cheque’. What are the essentials a valid cheque? State the reasons for dishonour of cheques.
Q.4Who is a ‘Paying Banker’? Explain the statutory protectiongiven to him under the negotiable instruments Act.
Q.5Discuss the roles of Regional Rural Banks in the economic development of India.
GROUP B: Answer any three questions.
Q.6 Define ‘Endorsement’. Explain the different types of Endorsemet.
Q.7What are the different types of accounts which can be opened in a bank? Write the difference between savings bank account and fixed deposit account.
Q.8State the functions of Reserve Bank of India.
Q.9Explain the provisions of Banking Regulation Act, 1949 regarding
(a) Capital and Reserve
(b) Branch Expansion
Q.10 Explain the duties of a collecting banker.
GROUP C: Answer any three questions.
Q.11 Write a note on ‘NABARD’
Q.12 Write a note on forgery
Q.13 Write a note on Internet Banking
Q.14 Differentiate unit banking and branch banking
Q.15 What is crossing of a cheque? Give any two examples
C-213: Banking Theory And Practice
BLOCK 1 :
Unit 1: Meaning, Definitions and Types of Banks
** Objectives
** Introduction
** Meaning of ‘Bank’ ‘Banker’ and ‘Banking’
** Origin
** Meaning
** Definition of Banking
** Dr.H.l.Hart’s definition
** Sir John Paget’s definition
** Geoffery Crowther’s definition
** Kinlay’s definition
** Definition given under Indian Banking Regulation Act,1949
** Types of Banks
** Deposit Banking / Commercial Banking
** Investment Banking / Industrial Banking
** Agricultural Banking
** Central Banking
** Exchange Banks
** Co-operative Banks
** Let us Sum Up
** Key Words
** Answers to Check your Progress
** Terminal Questions
** Books for Reference
Unit 2: Role of Banks in Modern Economy
** Objectives
** Introduction
** Characteristics of Modern Economy
** Role of Banks – Primary Role
** Banks as Catalysts in Capital Formation
** Provision of Short term and Medium term Credit
** Provision of Long term Credit
** Role of Banks – Secondary Role
** Rendring agency services to lubricate economic activities
** Discharge of Social Responsibilities
** Role of Banks – Rregulatory Role
** Role of Banks other Roles
** Let us sum up
** Key Words
** Answers to check your Progress
** Terminal Questions
** Some useful Books
Unit 3: Commercial Banks – Primary Functions
** Objectives
** Introduction
** Primary Functions – Receiving Deposits
** Current Accounts
** Saving Bank Accounts
** Fixed Deposit
** Recurring Deposits
** Primary Functions – Lending Loans
** Loans
** Overdrafts
** Cash Credits
** Discounting Bills
** Investment of funds
** Creation of Credit
** Let us sum up
** Key Words
** Answers to check your Progress
** Terminal Questions
** Books for Reference
Unit 4: Commercial Banks – Other Functions
** Objectives
** Introduction
** Agency Services of Banks
** Collection agent
** Paying Agent
** Buying and Selling Agent
** Remitting Agent
** Acting as Trustee, Executor, Administrator or Attorney
** Servicing as Correspondents & Representations
** Merchant Banking Services
** General Utility Services
** Safe Custody Deposits
** Foreign Exchange Dealings
** Acting As Referees
** Collecting and Disseminating Business Data
** Underwriting of Shares & Debentures
** Factoring Services
** Lease Financing
** Housing Finance
** Introducing of Teller System
** Issue of Gift Cheques
** Issue of Gold Cheques
** Issue of Credit Cards
** Introduction of Automatic Teller Machine
** Provision of Consultancy Services
** Setting up of Mutual Funds
** Issuance of Travelers Cheque & Circular Notes
** Let us sum up
** Key Words
** Answers to check your Progress
** Terminal Questions
** Books for Reference
BLOCK 2:
Unit 1: Credit Control
** Objectives
** Introduction
** Meaning of Credit Control
** Need for Credit Control
** Scope of Credit control
** Objectives of Credit Control
** Methods of Credit Control
** Quantitative methods of Credit Control
** Bank Rate Policy
** Limitations of Bank Rate Policy
** Open Market Operations
** Variable Cash Reserve Ratio
** Qualitative Credit Control
** Secondary Reserve Requirements
** Changes in Margin Requirements
** Rationing of Credits
** Regulation of Consumer Credit
** Direct Action
** Moral Suasion
** Publicity
** Let us sum up
** Key Words
** Answers to check your Progress
** Terminal Questions
** Books for Reference